Young professionals share the most valuable money tips they learned from their dads—here’s what stuck.
Fathers have long been seen as protectors and providers—quietly building stable lives for their families, often behind the scenes. While moms are frequently credited for managing the day-to-day budgeting, many dads have shaped our approach to money in ways that endure far beyond childhood.
They may not always say it outright, but dads have a way of teaching us some of life’s most enduring lessons—especially when it comes to money. Whether it was a quiet example set by paying bills on time, saving before spending, or the simple insistence on “needs before wants,” many of us have grown up shaped by our fathers’ approach to financial responsibility.
This Father’s Day, we spoke to several young professionals who shared the financial lessons they picked up from their dads—some taught with intention, others absorbed over time. From smart saving habits to building wealth through diversification, their stories prove that a father’s money wisdom—however simple—is often the kind that sticks.
This Father’s Day, we asked young professionals to share the most valuable financial lessons their dads taught them. These stories show how everyday wisdom—passed down through generations—can shape stronger, smarter financial habits today.
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1. The power of consistent saving
No matter the amount, as long as you set aside money consistently, it will definitely go a long way for your savings. This is the behavior that Justin, a mid-30s marketing executive, learned from his dad, and continues to apply until today. He now saves a portion of his salary monthly, always prioritizing his savings before allocating funds for expenses.
In doing this, Justin chose Metrobank to be his trusted partner in his savings journey, primarily because his father trusted the bank with their family savings decades ago. And as he saw how stable and reliable the bank is in safekeeping his parents’ family savings, it also became his secure place to grow his hard-earned money.
If you’re looking for the right partner for your savings journey like Justin did, open your first Metrobank Savings account to enjoy relevant perks. As Metrobank runs its Triple Bonus Promo until June 30, 2025, you can enjoy a cash gift of P1,500 when you maintain at least P50,000 for six months upon account opening; free AXA accident insurance coverage worth P1 million and up to 4x a month of InstaPay rebates when you maintain at least P50,000 for 12 months upon account opening.
2. Frugality and resourcefulness
In today’s era of online shopping and monthly double-digit sales, learning about the value of smart spending is more crucial than ever. This rings true for Ico, an Omnichannel Experience executive, who plans to teach his two kids the value of living below their means as they grow up.
For Mon, a graphic artist, having an OFW father has greatly impacted how he views money. According to his father who worked as a seaman, every peso counts so it’s important to be more intentional in their spending decisions. Now, as Mon became a father himself, he continues to carry this lesson—from prioritizing needs over wants, to finding the best deals for every purchase, to tracking where your money goes.
Finding the relevant tools can be helpful in building smart spending habits. Online banking platforms like the Metrobank online site and app enable you to complete essential transactions anytime and anywhere and easily track your expenses and cash flow.
When it comes to smart spending, Metrobank Credit Cards offer a way to manage your purchases responsibly, often with rewards or benefits that are relevant to your lifestyle. In fact, if you’re planning to celebrate this Father’s Day, you can enjoy exclusive dining and shopping deals with your Metrobank credit card—letting you make the most out of your budget. Score exciting discounts at restaurants like The Nostalgia Bar & Lounge, Dean & DeLuca, Sampiro, Project Vino and Flavors Restaurant. You can also treat Dad to new spectacles up to half the price at Executive Optical and wardrobe items from Marks & Spencer at up to 10% off.
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3. Diversify to grow your hard-earned money
Don’t put all your eggs in one basket, they say. This is the lesson that Bea, a mid-30s brand marketing officer, also learned from her dad who always underscored that the key to leading an abundant life is having multiple streams of income – be it having your own business or investments that make money work for you. By the time she started working, Bea explored different investment options that fit her risk appetite, allowing her to grow her hard-earned money.
Bea’s go-to investment is Metrobank’s Unit Investment Trust Funds (UITFs), which is professionally managed by experts. These products offer the potential for returns through capital appreciation and interest income, depending on the performance of the underlying assets and current market condition.
Bea also places her money in Metrobank’s online time deposit product, which allows her to steadily grow her savings at an interest rate that’s higher than the regular savings account. With this option, she’s able to grow her money by up to 4.5% per annum by the end of her chosen term.
Starting a UITF or a time deposit account is now made easier by Metrobank. All you need is to open and register a savings account and have a Metrobank Online site and app account. For UITFs, you can start with a minimum investment of as low as P10,000. Metrobank Time Deposit requires the same for its minimum placement.
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4. Turning everyday wisdom to financial success
Gaining financial mindfulness is a lifelong process. Even the dads that we look up to are still continuously growing their knowledge about how to better manage and grow their money.
As you progress in your financial journey, Metrobank can also be your financial education partner through its Earnest platform, which provides valuable nuggets of money wisdom that will help you deepen your financial knowledge and build on the solid foundation your dad instilled.
Visit your nearest Metrobank branch or head to http://metrobank.com.ph.
